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Tips For Buyers

  • Get Help

  • Get Pre-Approved

  • Avoid Major Purchases

  • Sign up for Property Watch

  • Ask Questions

  • Get Inspected

Get Help

Your home is likely to represent one of the largest investments in your life. In order to make sure that the transaction goes smoothly it is of vital importance that you choose the right agent to represent your interests. The right agent will be someone whose experience and personality makes you feel comfortable. You should try to find an agent that is familiar and knowledgeable about the area you plan to move into.

Get pre-approved

Do you already know how much home you can afford? There is nothing more frustrating than looking for a home, finding the perfect home, and then discovering that it is out of your price range. Speak with a lender to learn about the different financing options available to you. When you find the right lender get the paperwork processed so that you will be ready to buy when you find the right home.

Avoid Major Purchases

In order to determine the amount of home you can afford a lender uses your debt-to-income ratio. This ratio is the percentage of your pre-tax income that you spend on debt. Your debt ratio will include: monthly housing costs, car payments, credit cards, student loans, and any other installment debt. If you take on more debt right before buying a home it is going to have an impact on the amount of the loan that the lender will finance.

Sign-up for Property Watch

In order to make an educated decision you need to know what is available and how much it is going for. You can browse all the active listings from my website. Once you have found some homes you like save those searches and sign up for property watch so that new listings will be emailed to you. The best homes move fast so you need to make sure that you are on top of the available inventory at all times so you do not miss out.

Ask Questions

No one knows the home better than the seller of the property; however it is not always in the seller’s best interest to disclose all the information. If you find out the seller’s motivation for selling you might be able to negotiate a better deal on the home. Try to find out the last time service was performed on the roof, furnace, and water heating. Asking the right questions now can end up saving you a lot of money in the long run.

Get Inspected

The last thing you want to discover after you have bought a home is that you have purchased a “money pit”. By “money pit” I am referring to a home that is full of defects that are going to end up costing you a lot of money. Save yourself a lot of time in future litigation and renovation by bringing in a licensed home inspector before you buy. If any problems are found it will steer you away from a bad decision or help you negotiate a better price.

 

Choose the Right Lender

Simplify the mortgage process. Calculate FULL monthly payments, send important documents, and stay up to date on the mortgage process & your home loan. Please go to Roy Cabreara’s lending page to learn more.

Client Testimonials

Sonia was very patient, honest, and hard working. She went above and beyond to get our family into our first home. Her daily email listings kept us up to date on any new potential homes. Her house comparables were key in helping us decide whether to make an offer or not. I would highly recommend her to anyone in the market looking to purchase a house.

Batz Family

Sonia Cabrera Group
5.0
2018-01-19T00:15:36+00:00

Batz Family

Sonia was very patient, honest, and hard working. She went above and beyond to get our family into our first home. Her daily email listings kept us up to date on any new potential homes. Her house comparables were key in helping us decide whether to make an offer or not. I would highly recommend her to anyone in the market looking to purchase a house.

Sonia is VERY personable and helpful with finding our first home. She was very flexible with our schedule and budget. Our particular favorite about her is she was never pushy. We never felt pressured or rushed into deciding on a home. She always had comparables of properties promptly for us to make bidding decisions. We would definitely recommend her to friends and go back to her should we decide to sell/buy again in the future!

Burbank Buyer

Sonia Cabrera Group
5.0
2018-01-19T00:15:57+00:00

Burbank Buyer

Sonia is VERY personable and helpful with finding our first home. She was very flexible with our schedule and budget. Our particular favorite about her is she was never pushy. We never felt pressured or rushed into deciding on a home. She always had comparables of properties promptly for us to make bidding decisions. We would definitely recommend her to friends and go back to her should we decide to sell/buy again in the future!

Sonia has been working with our family for several years already. I have sold and bought a home with her. She is humble and ready to work for you and your family to get the home you want. She is very dedicated and ready to reply my text at any time of the day… literally. I was impressed with her modesty and honesty. She was certainly not interested on the money but on our own personal experience as home buyers. Truly recommend Sonia. 🙂

Rosas

Sonia Cabrera Group
5.0
2018-01-19T00:16:14+00:00

Rosas

Sonia has been working with our family for several years already. I have sold and bought a home with her. She is humble and ready to work for you and your family to get the home you want. She is very dedicated and ready to reply my text at any time of the day… literally. I was impressed with her modesty and honesty. She was certainly not interested on the money but on our own personal experience as home buyers. Truly recommend Sonia. 🙂

Sonia sold our home in October, I really enjoyed working with her due to her communication and negotiation skills, she was able to get us the price we wanted for our home, she is very patient, hard working and very honest. I would highly recommend her to all friends and family and will hire her again for our personal future Real Estate needs.

Northridge Seller

Sonia Cabrera Group
5.0
2018-01-19T00:16:33+00:00

Northridge Seller

Sonia sold our home in October, I really enjoyed working with her due to her communication and negotiation skills, she was able to get us the price we wanted for our home, she is very patient, hard working and very honest. I would highly recommend her to all friends and family and will hire her again for our personal future Real Estate needs.

As new parents selling and buying a home simultaneously seemed like an overwhelming task, that was until we met Sonia. She was phenomenal in orchestrating our sale and getting us into our dream home. She got us multiple offers within days and sold above asking. And in finding our home, she was active in searching and showing us homes that fit our style and budget. She took the time to get to know our family and watched us perfectly to new home. As a professional she is extremely knowledgeable, thorough and accurate in her work, always a step ahead, honest and reliable, always available when you need her, and just a wonderful person to work with. Enough can't be said about Sonia. Thank you, Sonia, for giving our son his perfect home!

Mototeacher1

Sonia Cabrera Group
5.0
2018-07-19T05:27:20+00:00

Mototeacher1

As new parents selling and buying a home simultaneously seemed like an overwhelming task, that was until we met Sonia. She was phenomenal in orchestrating our sale and getting us into our dream home. She got us multiple offers within days and sold above asking. And in finding our home, she was active in searching and showing us homes that fit our style and budget. She took the time to get to know our family and watched us perfectly to new home. As a professional she is extremely knowledgeable, thorough and accurate in her work, always a step ahead, honest and reliable, always available when you need her, and just a wonderful person to work with. Enough can't be said about Sonia. Thank you, Sonia, for giving our son his perfect home!

Sonia is an exceptional realtor. She has a calm and kind demeanor that makes her easy to work with. But behind that quiet and calm demeanor is a very skillful negotiator that is always thinking several steps ahead! When I sold my house, the buyers wanted a ridiculous amount to offset supposed repairs - by the time I called Sonia with my decisions as to how much I was willing to give, she had already dealt with the buyers' realtor and positioned it so that it was optional for me to provide ANY amount for repairs! She was also thoughtful about how best to present aspects of the home that were not "perfect". I really enjoyed working with Sonia and she's at the top of my list of realtors I recommend!!

cssw713

Sonia Cabrera Group
5.0
2018-07-19T05:27:55+00:00

cssw713

Sonia is an exceptional realtor. She has a calm and kind demeanor that makes her easy to work with. But behind that quiet and calm demeanor is a very skillful negotiator that is always thinking several steps ahead! When I sold my house, the buyers wanted a ridiculous amount to offset supposed repairs - by the time I called Sonia with my decisions as to how much I was willing to give, she had already dealt with the buyers' realtor and positioned it so that it was optional for me to provide ANY amount for repairs! She was also thoughtful about how best to present aspects of the home that were not "perfect". I really enjoyed working with Sonia and she's at the top of my list of realtors I recommend!!

Sonia was very understanding to my excessive questions since this was my first home. She contacted me frequently letting me know step by step what was going on and calming all my fears. She's very knowledgeable and good at what she does, but because of her concern for my happiness with our new home, I feel that we have also made a great friend. I highly recommend her to anyone who is searching for a home.

amojica1978

Sonia Cabrera Group
5.0
2018-07-19T05:28:46+00:00

amojica1978

Sonia was very understanding to my excessive questions since this was my first home. She contacted me frequently letting me know step by step what was going on and calming all my fears. She's very knowledgeable and good at what she does, but because of her concern for my happiness with our new home, I feel that we have also made a great friend. I highly recommend her to anyone who is searching for a home.

I would highly recommend Sonia Cabrera as ones real estate agent. Sonia assisted me in selling my first home. It was an emotional process but she guided me through every step. She is knowledgeable and honest. I initially informed her of my expectations and they were met but she also gave me her input. When ever I had a question or doubt, she was always accessible via telephone . Once again, thank you for all your hard work in selling my first home.

egprado13

Sonia Cabrera Group
5.0
2018-07-19T05:29:34+00:00

egprado13

I would highly recommend Sonia Cabrera as ones real estate agent. Sonia assisted me in selling my first home. It was an emotional process but she guided me through every step. She is knowledgeable and honest. I initially informed her of my expectations and they were met but she also gave me her input. When ever I had a question or doubt, she was always accessible via telephone . Once again, thank you for all your hard work in selling my first home.

I've been investing in real estate for the last 25 years or so and I've purchase several properties in that period of time; I have work with many brokers/agents and even though they've been good, non has been as complete and outstanding as Sonia Cabrera. After a friendly interview, I decided to give Sonia a try and as she promised and I expected, she performed wonderfully. My last 2 transactions in 2013 I allowed Sonia to be on both sides of the fence and she was effective, professional, knowledgeable, courteous but most important, conscious and cautious of my investment.

Thank You Sonia, you’re not only very good at what you do but as far as I'm concern: you are THE BEST...

William Ramirez

Sonia Cabrera Group
5.0
2018-07-19T05:30:23+00:00

William Ramirez

I've been investing in real estate for the last 25 years or so and I've purchase several properties in that period of time; I have work with many brokers/agents and even though they've been good, non has been as complete and outstanding as Sonia Cabrera. After a friendly interview, I decided to give Sonia a try and as she promised and I expected, she performed wonderfully. My last 2 transactions in 2013 I allowed Sonia to be on both sides of the fence and she was effective, professional, knowledgeable, courteous but most important, conscious and cautious of my investment. Thank You Sonia, you’re not only very good at what you do but as far as I'm concern: you are THE BEST...
5.0
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